It provides accident cover for individual owners of the vehicles while driving and also for passengers and third-party legal liability.
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The minimum requirement by law is to provide insurance i.r.o. Legal Liability to pay damages arising out of injury caused to any person. Policies with various levels of cover are available and may vary a little from one country to another:
Third Party Only: provides cover in respect of Liability incurred through death or injury to a third party , or damage to third party property.
Third Party, Fire and Theft policy : provides cover as above and in addition including cover for damage to the vehicle from fire and theft.
Comprehensive Policy: provides cover as above and in addition including cover for accidental loss of , or damage to , the vehicle itself. This is the most common form of policy.
Third Party Only: provides cover in respect of Liability incurred through death or injury to a third party , or damage to third party property.
Third Party, Fire and Theft policy : provides cover as above and in addition including cover for damage to the vehicle from fire and theft.
Comprehensive Policy: provides cover as above and in addition including cover for accidental loss of , or damage to , the vehicle itself. This is the most common form of policy.
